Local Partners

Post-Purchase & Foreclosure Counseling

The Gensamar's used IDA funds to upgrade their bathroom and install new flooring

Delinquency Intervention

The HomeOwnership Center can work with you and your lender if you get behind in your mortgage payments or if you are just simply struggling to keep up. We will do whatever we can to help keep you in your home. Even if you've never received services from us in the past, we will help you. Request an appointment now.

Budget and Credit Counseling

If you already own a home, AHEAD's certified Housing Counselor can work with you to establish a household budget and address your credit needs. During an individual session our counselor can go through your current income and expenses, review an updated credit report and work with you to achieve your financial goals. Request an appointment now.

Refinancing

AHEAD's staff can review your current financial situation and help you determine if refinancing is a viable option for you. We do not provide any direct refinancing products but we work closely with our local lenders and will be able to assist you in locating a product that best meets your needs. Request an appointment now.

IDA for Home Repairs

AHEAD offers a special matched savings program called an Individual Development Account (IDA).  If you qualify, every dollar deposited into your account is matched by another three. Up to $1,000 per year, $100 maximum monthly deposit, $2,000 total deposit maximum. The program allows each participant to save up $2,000 of their own funds and have it matched with $6,000. That's $8,000 each participant can have towards necessary home repairs. Each household is allowed to have up to two particpants.  To enroll in the IDA program for home repairs, start by scheduling an appointment with our Housing Counsel.  Request an appointment now.   Download our IDA brochure with the current income guidelines.

Rescue Funds

AHEAD has designated a pool of funds specifically for homeowners who are experiencing a temporary financial setback and have fallen behind with their mortgage.  The funds are available to eligible households who are able to afford their current mortgage payment or could afford their monthly payment if their mortgage was modified with a lower or fixed interest rate.  Specific guidelines apply to this program, for more information attend a "Mortgage Rescue Clinic" which are held on the first and third Thursday of each month in Littleton from 5:30 to 7:30 p.m. Check out the upcoming clinic schedule.  Register Now!